Ahhh, but one of the down falls are account maintenance fees and low balance fees. And very high trading fees if you want to buy and sell stocks through their brokerages. I know Vanguard has them. Scottrade does not. At least for now.Yea, I am a happy Scottrade customer. 401K at Vanguard, so know about them too. The best thing is to go to the different companies web sites and read all of their account information. And I agree as you are going for a long term investment, the timing is not so important. You have until April 15 to fund a 2004 IRA/ROTH IRA remember. But make sure you designate it for 2004.
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