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aj485: Actually, on that board/set of threads, I would say that your position is closer to ideological religion. IUL propoonents have been asked multiple times to supply numbers that disprove Rayvt's numbers showing that over a period of at least 20 years, investing in the S&P 500 with dividend reinvestment, will result in a larger pot of money than investing in an IUL, with associated fees and caps. Over 2 months later, no numbers have been supplied by IUL proponents, only rhetoric and pitches about 'highly complex' Monte Carlo simulations, and how there is 'no risk' with IUL, vs. 'lots of risk' with the 'naked' S&P strategy.

This is off topic for this thread, but...the other day my wife and I were discussing pros and cons of annuities and I told her that I remembered reading something recently on the Fool boards that compared an investment in an annuity to an investment in the S&P 500. I think it may be the chart by Rayvt that I was thinking about.

Do you have a link to that thread?

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