alaskack:<<<<We live pretty nicely, mostly on our combined Social Security, some IRA money, and one tiny pension that I get -- and it all totals up to maybe one third of what we got when we were working and raising our three kids!>>>>"Nice to know this. Because of all the future unknowns, I'm planning on all my retirement sources providing 90-100% of my current at retirement. Nice to know that I might be over-planning my "needs" and that if I don't reach my goals there won't be dire consequences. If I end up being over-palnned, it just means more available for the kids later."It is nice to know this, but the risk is not costless. You might work for far longer than you otherwise would need to, costing your self the the early years (and possibly a lot) of your retirement time.Regards, JAFO
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