albo4u,11 months to freedom - way to go!Take it from a guy who was too intimidated to invest in stocks until I retired 6 months ago:1. Take full advantage of The Motley Fool. This wonderful website can change your life.2. Open an account with an online broker (I use E*Trade).3. Forget about annuities.4. Have fun researching new investment opportunities that match your risk tolerance and horizon for supplemental income. Good luck!--TL
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