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Thanks for the replies.

I am investing in VFINX. It is slow slogging lately and it was down again today. I hope it stays down for another two days, I buy on the 7th of each month.

I don't like the retirement funds. They get into bonds too early and too much. I am looking at about 35 years in retirement, so I want growth as much as possible. I haven't looked at income funds. I've looked at the lazy portfolio. I am doing it, but slowly.

I'm looking at some stocks in addition to the index funds for kind of a charged return. If a couple of stocks surge, their impact on an index is lessened through dilution. OTOH, which stocks? I like the market we are in for purchasing. I bought LOW, PEP, MAA, and have been DRIPing ALE for more than a decade. I guess I am looking for more ideas to boost returns.

Does anyone do anything but stocks? I look at the current housing mess and dream of buying something I could turn into a rental. I worry about being a landlord, but income is income, right?

Other income streams out there? Franchising? Business ownership? Can you make it to FIRE without going that way?

Questions troubling a jet-lagged mind.

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