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Author: Barak0 Two stars, 250 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75776  
Subject: Allocation Date: 4/10/2002 10:37 AM
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I have a 401(k). Yay me!

I used to have seven different funds/investments within it. Then I found TMF and after doing some reading decided I should actually look at the funds I was invested in. I pulled the info sheets from the provider (which kindly list Morningstar info) and discovered that two of them were rated a 1 and had not peformed well since their beginning(ick!). I dumped those and now have four funds and a guaranteed interest account, all of which are rated at least a 3.

My question now is, should I dump the guaranteed interest into something more agressive? I'm 32 and figure to be working for quite some time yet and am not averse to the ups and downs of the market.

The mix currently it stands at:

Guaranteed Interest ------ 8.28% -------- Stable
Large Cap Stk Index ------ 23.35% ------- Moderate
Medium Company Blend ----- 28.46% ------- Agressive
Small Company Blend ------ 27.84% ------- Agressive
International Stock ------ 12.07% ------- Dynamic

Should I dump the guaranteed interest account (as it matures each year, so no penalties)?

Should I take the contributions I'm currently making to the GI (only 5%) and put it into oneof the other existing fund? Should I look to put it into a new one?

Thoughts? Comments? Flames?

Thanks,
B
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