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Author: theringer69 Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75540  
Subject: Allocation Date: 10/7/2003 3:53 PM
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Man, I am confused. I basically have three different retirement accounts: A Roth IRA, which I am in the process of moving from AXP to Vanguard 500 Index. Then I have a Traditional IRA that is with American Express as well (AXP PARTNERS SELECT VALUE FUND B) and I have an Annuity with about $11800 in it, but a liquid value of $10900. I was using a Financial Advisor at AMEX, but became suspect, particularly when I did some reading about annuities. Still, to meet and maximize my retirement goals, should I keep it in the annuity, which is divided as follows:

AXP VP DIVERSIFIED BOND FUND
10%
9.543%
920.396
$1.221
$1,123.95

AXP VP EQUITY SELECT
10%
9.961%
1201.982
$0.976
$1,173.18


JANUS ASPEN SERIES INTERNATION
23%
24.622%
5291.148
$0.548
$2,899.99


MFS VIT INVESTORS GROWTH STOCK
50%
48.569%
10014.346
$0.571
$5,720.31



WANGER US SM COS2
7%
7.303%
673.176
$1.278
$860.18

Then for me, the question becomes how much do I contribute and to what? I know I should fund the Roth first, but then do I contribute to the traditional IRA or the Annuity? Do I move the Annuity to something else. I am a bit lost as to how to allocate this.
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