Allocation:Given the funds you have: (if I got these correct)Ticker Category Todays Happy numbersFUSVX - Large Cap Blend +0.66%FSEVX - Mid Cap Blend +0.87%TRBCX - Large Cap Growth +0.61%AASOX - Small Cap Growth +0.99%RERGX - Foreign Large Cap Blend +0.85%ACINX - Foreign Small and Mid Cap Growth +0.61%There really isn't any high risk for ya! In fact - given todays interest rates the highest risk may actually be in not being in equity or in the funds that have the highest fees.As you noticed the fido funds are a bit better on the fee side of things (FUSVX ~.07%) while the Acorn and Alger were on the high end (ACINX ~1%) So you need to ask yourself - are you willing to spend a 1% fee to have the exposure to foreign and domestic small/mid cap. [If your plan charges the above mentioned fee] Do you feel there is enough upside potential: http://finance.yahoo.com/echarts?s=TRBCX+Interactive#chart9:... Looking at the charts (not an indepth analysis be any means but)-- for the short run looks like you would have been just about the best in FSEVX. Longer gets a little muddy but I don't really see a must better picture for the higher fees. And in fact some say that due to the lag of large cap - right now, they are the place to be!Bottom line - what will make Guy sleep, If you feel like the split above is where you want to be - then that seems to be just as good as it gets. Outside of that using history, yes there may be a case for small caps, again using recent history, there may ba case for large caps - hence diversify which is what your split doesYou could also run these funds - at the portfolio level through the morning* x-ray machine and get an idea of where you are in sectors and such. Might be fun.
Ticker Category Todays Happy numbersFUSVX - Large Cap Blend +0.66%FSEVX - Mid Cap Blend +0.87%TRBCX - Large Cap Growth +0.61%AASOX - Small Cap Growth +0.99%RERGX - Foreign Large Cap Blend +0.85%ACINX - Foreign Small and Mid Cap Growth +0.61%
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