Also, our kids don't expect anything other than things in the house which they'll likely get before we're gone. In fact, we told them we'd be a burden on them in our old age, shuffling from one to the next every few months. It won't happen, but it's good to lower expectations.

Heh. Us too.

In fact, we told them that when we die, the house will now become *their* problem. And that their main inheritance will be the BMW convertible -- after they unwrap it from the tree. ;-)