No. of Recommendations: 0
Although my plan calls for full time then full retirement, I've considered a partial retirement situation mostly to ease the transition. The replies here have been very good food for thought.

One aspect I have thought of that has not been mentioned yet is the concept of "overhead". If I work for my employer 8 hours per day with a 1 hour commute, then I still might have that 1 hour commute even working 4 hours per day.

If going to half time slows down your retirement schedule by a factor of two, then you've just doubled your commuting overhead; i.e., you've become less efficient in achieving full retirement. The question is, do the rewards of partial retirement offset this reduction in efficiency?

There are other examples of this overhead as well. A second car, for example, might be needed whether you were part time or full time.

Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.