No. of Recommendations: 0
am 57 yrs old. I have a pre-tax account in the mid 6 figures, and it is paying a guaranteed 8.5%, tax free until withdrawal. At
age 70 1/2 the fed will determine how long I will live(strange how they can do that), and I will have to have a strategy in place
at that time that will deplete that account at the age they say I will die. (in this case 85)

Remember the Fed only gets this right 50% of the time. In fact they might get it wrong 100% of the time since the age is an average.

Your plan is ok.

I would take out on Jan 2 and invest 100%. I do not see a big advantage to dollar cost averaging in you plan.
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