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I've got some money sitting around in my old job's 403(c)* account. I'm now looking in to Foolish investing, and would like to use this money.

I've heard mention about being able to convert to a rollover IRA within 60 days of leaving a job; I'm way past that. Does this mean I have no choice but to keep the money where it is? The account offers the Vanguard 500 fund, but I'm assuming I can do better than that.

(* What's the difference between 403(c) and 403(b)? Or do I just misremember the number?)
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