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I have been planning on opening a Roth IRA with Ameritrade. When I received the literature in the mail I read the following in the disclosure statement:

"The Roth IRA portion of this document has not yet received an opinion letter from the IRS that the Roth IRA satisfies the applicable requirements for Roth IRAs under Section 408A of the Internal Revenue Code because the Internal Revenue Service is not yet accepting applications for the approval of Roth IRAs. When the IRS begins accepting such applications, Advanced Clearing, Inc. will submit this Roth IRA for approval. The IRS approval, when obtained, will be a determination only as to the the form of the Roth IRA and will not represent a determination of the merits of such Roth IRA."

What exactly does this mean? If I open a Roth IRA account with Ameritrade, is there a chance that sometime down the line it could be not accepted as a valid Roth account by the IRS? Any help with this would be much appreciated!
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