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Anagarwal,

You ask about options for tax-deferred investingc other than the Trad IRA and you've seen the option of the Roth. I know how TMF feels about them (and I'm no big fan either), but if you aren't aware of them non-qualifed tax-deferred annuities ARE a way to invest virtually unlimited funds and have them tax deferred. Fees, expenses, and ordinary income taxation hinder their attractiveness but for some, principally those who can invest for well over 20 years, they MIGHT be an option.

JCC
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