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And (2) and (5) are pretty much the same too except that (2) has a bit more fanatical savings sound to it. Most of us don't want to save at the expense of all enjoyment now.

Looking at the way I worded it they are very close. I should have left off the word Frugal. To me one of my FIRE strategies is lowered expectations. It is my plan to move into a smaller house (after kids are gone) and be happy with the vehicles I own (with a budget to replace them as needed). Some people want a $150,000 RV with a boat and 2 Quad Runners when they retire.

It seems to me that what your lifestyle is going to be after you retire early is a major consideration in your planning.

When I read it it's all perfectly clear... Obviously I a biased though.

-- Dennis
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