And every year I tell him: yes, without her income you would pay less in taxes. And then I ask him how he'd make his mortgage payment if she stopped working.--Peter My husband was laid off, and decided to retire. 2012 was the first full year without his income. Our incomes were very close. The change from dual income to married single income does make a great deal of difference in taxes, but no where near the loss of his income.
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