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And that is exactly why we've juggled 3 cars over 4 drivers for the past 2 summers. If I'd add a 4th vehicle, the insurance would really go through the roof, and it's not exactly cheap now.

When his two oldest kids were living at home and driving, my brother discovered it was cheaper for them to take the kids off the parent's insurance and get them their own insurance. Something to do with the homeowner's insurance, I think. And that was in Massachusetts.

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