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and the cost for my independent health insurance is about a third what the company plan costs.

this statement caught my eye...why a "company plan" in a company with only 1 employee...well, 2 if it is a corp and the "owner" is considered an employee.

We have a small company. Our insurance provider set us up on individual plans for each employee, since they are all young and healthy. Any group plan he could find was alot more expensive since our company is so small.

It might be something worth looking into.

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