And yes, the hard truth is that I need to make more / spend less. October should see me moving to NYC. Against popular opinion this will actually result in me making more money even after the increase in living expenses is taken into consideration. However, saving for that move (approx. $2500) seems awfully contrary to debt pay down. I'm viewing it as an investment for that reason. We'll see...

So if I'm reading this right, you are now freelancing as something? Will the move to NYC be to do more freelancing, or is it for a more traditional job?

I have no problem with the idea of people freelancing to make money, lots of people do it all the time and make a good living at it. I guess my question is that if you gave up a job to go freelance, is it not time to maybe go back to a job where you can depend on the paycheck? At least until you get the debt paid off?

LWW