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Author: TMFJeanie Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 61159  
Subject: Re: Man exposes crooked health insurer (Aetna) Date: 2/22/2008 9:43 AM
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and yet we hear Anecdotes that doctors turn away Medicare patients ... ???

Yeah, I've heard the same anecdotes, which is why before DH turned 65, I called the hospital and all of his doctors to ask. I also asked if the testing labs they used accepted Medicare's assignment*. They all said, "of course we do".

*This is the key question to ask. Some providers might say, "sure we take Medicare patients", but they don't accept Medicare's assignment, which means they could bill you for the difference between what they charge and what Medicare pays them.

Since then, from talking to friends who are on Medicare it seems that every provider around here accepts it. Maybe it's peculiar to Maine, which has an older (and poorer) population.

Medicare isn't perfect. After the deductible, they still only pay 80% of the bills. A supplemental policy is optional, of course, but it will pick up the remaining 20% plus the deductibles, so the patient cost ends up being zero.

The Rx plan is another whole sack of snakes, but that's for another discussion :-)

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