I'm 21 and was looking at opening a variable annuity for a place to store money after my IRA is full. But when I spoke with the agent, they tried pushing variable whole life insurance on me, saying it was the same, except eithier to get the money out of latter, if I ever needed it. Now this sounds way to good to be true, all the benifits, but none of the draw backs. Is this to good to be true? can someone please help????
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