My wife recently left her job and she had a 457 account through her job (a 457 is a government employee's version of a 401K-all contributions are pre-tax). We are looking to rollover the money into an IRA and were wondering if we would be better off to rollover into a traditional IRA or a Roth. I understand that with the Roth we would have to pay taxes on the money now but we have about 20-25 years for the investment to grow and the idea of being able to withdraw the investment proceeds tax free in retirement is enticing. Any ideas?
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