Another option is transferring the account to a brokerage like Sharebuilder. This is good for small accounts - I had my Roths there until I outgrew it. I currently have my ESAs there. They have some No-Transaction Fee mutual funds with low minimums (some at $250) you can get a fairly diversified portfolio for very little cost. They used to charge an annual fee but i don't believe they do that anymoreUnfortunately WF will probably charge you a transfer fee.
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