So, we got to talking about RMDs and someone that I think should know insisted that the first RMD had to be taken AFTER the person was 70 1/2 and before April 1 of the next year. I thought is was in the year they reached age 70 1/2 and before etc. and it didn't matter if it was before or after 70 1/2. I'm okay either way as I took more out than my RMD to pay for uninsured dental work, but wanted to clarify. I don't have a pub here to refer to. Thanks.
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