Any thoughts?Slev13,My thoughts are that the younger generation is doing fine if there are a few more like you out there. Your plan to somehow "pay yourselves first" is the way to go. As you have noticed, there are a lot of ways to do it. There is no perfect plan since we have so many things in the future that we can't predict. I'm sure that studying some of the good ideas that you get on these boards will help. You are way ahead of the game to do something rather than to wait. I guess my main thought would be to pretend that the new income doesn't exist and to invest it. You may make some mistakes but the worst mistake would be to start spending it and increasing your standard of living in proportion to the newfound income. I have a feeling that you are going to do well and have a prosperous retirement. Good luck.Dinkysue
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