Anyone have any advice on whether to put money in a Roth IRA or a 401(k).Or is it simply: if you'll be in a lower tax bracket upon retirement, go with the Roth, and if it's going to be higher, go with the 401(k)?Of course, I'm talking about NON-matched 401(k) contributions. I would hope you could max out both. But if it is one or the other, I would go Roth. I don't see any benefit to non-matched 401(k) over Roth, but there certainly are more restrictions on qualified withdrawls.
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