UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next
Author: NoIDAtAll Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308684  
Subject: Re: insurance mess Date: 10/4/2010 9:07 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 2
Anyone know how to find out which insurance is supposed to pay first? Got in a car accident, I've got health insurance and car insurance that had a medical benefit, and it looks like it's getting messy.

Much depends on whether you carried Auto Medical Payments coverage under your auto insurance policy, which tends to be an "indemnity" type of coverage and, generally, pays in addition and regardless of other medical coverage you may carry, or Auto Medical Expense Reimbursement coverage, with tends to supplement other health insurance coverage that you may carry - The later will pay, for example, the deductible and co-insurance that your health insurance doesn't pay. The former pays, up front, regardless of the health insurance that you carry, and most "regular" health insurance policies don't/shouldn't deduct for benefits paid under an "indemnity" type of policy.

You might want to take this to TMF's Insurance discussion board, to help walk you through the matter, if you wish: http://boards.fool.com/insurance-life-car-homeetc-100156.asp...

Best regards,
Bob
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement