tax-wise, legal-wise, or investment-wise ..• i re-fi'd the house this and took out cash to do *some* improvements• one of the improvements was new windows ,for which there's an energy credit (and new furnace which missed the credit by this much >..<)• but that's a tax credit and since i'm living off SS and investments (from taxable account, no withdrawal from IRA), my taxes are near to Zeroso ..i'm thinking i can convert move IRA to Roth -- saves some RMD and taxes several years down the road.only danger i can see -- i have to make the move before year end and so have to estimate TurboTax inputs before the end of the yearthoughts?TIA
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