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Author: Spaminetti One star, 50 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 49  
Subject: Re: How do you invest? Date: 2/27/2008 6:42 PM
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Anyways, thanks again. I'm still confused as hell, but at least I have a much better idea of what I want to do.

Sounds like you actually have a pretty solid plan.

I started with a budget and invest what is not spent. But the "pay yourself first" method of picking an amount to invest and just living with whatever is left works better for a lot of people.

To pick where to keep savings/emergency fund money, I recommend checking out www.bankrate.com. I was fine with an internet only bank or credit union. In 2002 when I started ING had the best rates. Now, they are only above average. I am just too lazy to change. If I were setting up accounts today I'd pick the highest rates, especially for CDs.

Do you have any bits of money wisdom to share?

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