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The best instrument to ensure protection is a non-revocable "LIVING" trust. I encourage anyone who is concerned to consult an ELDER CARE ATTORNEY (I am not one) for information. In most cases all assets are protected and still Medicaid eligable.

My thoughts exactly, but not sure about the non-revocable part, what's the benefit there?
Also, What state are you in? (I checked your blank profile).

Ron W.
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