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Well, today we received a letter from the collection agency threatening a lawsuit. They said it appeared to them that we were unwilling to co-operate, and were going to recommend legal action to the apartment complex. Is this just a scare tactic? They have not really provided sufficient proof that we owe the debt. Do you think they will really file suit over $891? I was going to send another dispute letter requesting more adequate proof that we are liable for the debt. Would this delay any legal action?

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