UnThreaded | Threaded | Whole Thread (71) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: NoIDAtAll Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308643  
Subject: Re: Credit card debt Date: 9/17/2012 8:08 AM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 2
Around 7 or so years ago I had a seizure outside of my apartment while unloading my car following a robust BBQ in the hot sun that I threw for my brother when he and his wife returned to the area after a year+ long recovery from a near fatal auto accident. Apparently one of my neighbors panicked and called 911 and an ambulance was sent. When the ambulance arrived, I regained consciousness and told them that I was fine, but the attendants advised that they were required to take anyone they found unconscious to the hospital, forced me onto the gurney, strapped me down and took me to a local hospital about 2 miles away.

I got a bill from the ambulance company for well over $500 and sent it to my insurer, Golden Rule. Golden Rule wasn't able to reprice the charge with the provider. I called the ambulance company and spoke with a person in their billing department and asked him to consider repricing the bill for me, advising him that I had, in fact, tried to refuse the 2-mile ride, but was forced to take it by their personnel. He advised me that they would not because they were not a participant in Golden Rule's PPO. He said that if the insurer had been Blue Cross/Blue Shield or United Health Care, they would, of course, reprice the charges. I advised the gentleman that I was a licensed agent for Golden Rule and United Health Care and asked him if he was aware that Golden Rule was a United Health Care company. He said that he did not, looked it up on the Internet and allowed the repricing, instantly reducing the bill by around 1/2. He asked if I wanted to pay that amount then, to which I replied that I did - I didn't wish to risk that someone else in their company might decide a loophole existed later and reverse the repricing. Golden Rule later changed their PPO to their parent company's.

Bob
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (71) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Value Hounds

Clorox Isn't Cleaning Up
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement