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http://lifeinvestmentseverything.blogspot.com/2012/01/how-to...

"In a world of universally low yields and high volatility, it’s a tough time to be an investor. Many people are nervous and prone to shoot first and ask questions later. Since “safe” options like treasury notes and CDs are now offering yields less than inflation (a TIPS auction was recently concluded at a negative real yield), there really is no obvious place to hide. Despite this difficult climate, there are still ways to generate returns that are in excess of current bond yields. One option is to take advantage of other people’s panicky sales and buy dollars for 90 cents by picking through the market for closed end funds."
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