As a follow up question: Let's say that I wanted to make a contributions to my daughters Education IRA. Can I transfer my fund to my daughters Education IRA. How would I go about calculating the basis for such transfer? The limit for EIRA contribution is $500. Does that mean that I can transfer to her a fund with my basis of $500, or total ending value of $500? Can this even be done, or do I have to sell my funds to contribute to her account?
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