As a self-employed person, I appreciate this discussion. I am in the process of choosing a tax person and I guess I better find one who is willing to send what I need if I refinance or buy anything. I wouldn't be so quick to use that as a criterion in your search. The reason that many tax professionals are not willing to prepare/submit such statements is that they are being asked to attest that what they prepare is a faithful representation of reality. They don't know that. They only know that what they prepared is a faithful representation of the information that the taxpayer provided them. False statements submitted on a mortgage application constitute fraud. If a tax professional submits a financial statement and the statement is later determined to be "wrong", that professional will be involved in a legal mess even if the financial statement accurately represented all the data the professional was aware of.Ira
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