As a Trustee for a 401(k) Plan, I cannot give advise to my fellow employees, so allow me this opportunity to assist you.The big question is "Are you satisfied with your current plan?" Many employees have been in "bad" plans (poor performers over many years). At your plan value, your former employer cannot force you to leave their plan (I think - check this out because things vary from plan to plan within the law, and I do not have references in front of me now), but may require you to pay the admin costs - plans vary in this regard.If you are happy with your current plan and willing to pay the admin fees (if any), I'd stay put. Alternately, you can roll into another plan and see what is available from a new employer's plan when you go to work.All of my suggestions are *without* regard to cost, but I've always been able to rollover without cost.
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