As appealing as it might seem, I'd leave the 401k funds invested in the 401k or an IRA account. Withdrawing from retirement accouns prior to age 59 1/2 can subject you to a stiff amount of tax. It will be hard to recover the savings.Your best bet, IMHO, would be to look for cards with lower rates, or consider a consolidation/personal loan, and just put your efforts to paying down the new loan, leaving the retirement funds where they are.- Lan
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