As currently stands, I-bonds probably are a good choice for the short term. Of course, the credit card option is going bye-bye, because it has been abused, just as did the 6 month holding period. And, the next 6 month period may be deflationary (I can tell you Greenspan is running scared about that, though it may not happen). And, it looks like Treasury is catching on the unintended uses of I-bonds (and EE bonds), which are costly to taxpayers, so I wouldn't be surprised to see the holding period increased again—if I were a treasury official reading this board, I'd go for 5 years.
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