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As for RMDs, these are often thought to be huge (and maybe in some cases they actually are huge), but in general they seem to me to be much smaller than people believe. Have you checked out what they would be in your own case?

I have been watching my IRAs and beginning to sweat over the RMDs that I potentially face in just a few years, given even a moderate growth in those years. Ugh!

Yeah, I know, "First-world problem." ;-)

So now I'm scrambling to convert as much as I can, up to the top of the 15% tax bracket, before the upcoming RMDs will force me into the 25% bracket.
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