No. of Recommendations: 21
As for whether it's fraudulent, that's a strong implication coming from someone with "engineer" in their handle. If you are not mis-representing yourself and are truly an engineer, then you're certainly not an expert on business or tax-law. I'm not either, but here's what I know:

Yes, I'm an engineer. Thankyouverymuch. Your suggestion further up the thread was a suggestion that people open a business credit card even if they are not a business. In other words, use a business card for personal purchases. Since as you say I'm not a business law person, I can't say your suggestion rises to the point of actual fraud that is actionable in court. What your suggestion does is violate the terms of the credit card application. This is a fact that I was pointing out. I'll point it out again even though I already did in my response to joel.
By submitting the application:

- I certify that I have read and agree to all terms, conditions, authorizations and disclosures provided with this credit application and that all information provided is true and correct.
- I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.


If you've ever made money on the side - whether from a rummage sale, ebay/Etsy/Zazzle sale, fixing someone's computer/car/plumbing etc., from ads you put up on your blog - then you should've reported it to the IRS (and if you're telling me you've never made money on the side from anything anywhere or have and always reported it to the IRS then I know who's being fraudulent ;) you're supposed to report it as business income.

No, I don't make money on the side. If I've ever fixed anyone's computer, plumbing or other household maintenance, I've never taken money for it. I do it because I like to help. I don't have a blog so there are not any ads. Any sales that I may have done in the past during a garage sale or on craigslist are not taxable. I don't mess with the IRS or state tax office. I report all of my use tax to the state which many people do not.

You can make all the accusations about me that you want, you can infer that I'm fraudulent with the IRS and you can say I'm not an engineer but it was not me who suggested to other posters that they ignore the terms of the credit card application.

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