As others have indicated, this method has some practical problems.Instead of being more-or-less constant like a paycheck, your withdrawal amounts will bounce all around. Your Jan 2009 draw would have been about half of your Jan 2008 draw. And Jan 2010 would be about 1 1/2 times your Jan 2009 draw.It's pretty hard to handle a budget when your income jumps around that much.
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