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As to club membership, when you get on Medicare, in this area Humana is offering free club memberships when you get their Medicare supplemental insurance.

Thanks, Paul. Now that you mention it, I should look into that. I was just talking with a fellow member today, and she and I agreed that our
memberships are the biggest bargain in our lives. We get a break for senior membership, another for paying annually, and a third for renewing a month or so early. If you use the club a lot (at least 3x per week), it's incredibly cheap.

And not a bad way to keep in shape.

For me it's a GREAT way. Sure there are others, but hanging around like-minded folks makes exercise fun.

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