As you know, you can start distributions from a 401(k) before the magical
59.5, provided they are in "substantially equal" amounts and continue for
5 years. I think that rule kicks out when 59.5 kicks in, however.

Jeanie,
Be careful if you go this route... the distribution timetable for substantially equal periodic payments (SEPP) is the longer of 5 years or until age 59 1/2.

At least Pixy's there to help walk you through some of the more detailed parts.

*Cat