ask the IRS for a personal hearing on the matter.Go to their website and review the procedures for that... it sounds like you have a good case for a waiver until this is cleared up...ALSO since the check was probably made out to you and it is probably for more than $5k-$10k ... NO bank is going to cash it WITHOUT checking with the issuing bank.Ask to get the check immediatly and ask to re-issue the check...
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