At the age of 45 I am resisting advice to convert funds into Roth IRA. Financial advisor promotes the tax "benefit". But who is to guarantee that future governments won't change those tax laws?Opinions, thoughts solicited. What's your tax bracket? If it's 25% or higher, I'd resist too because I think I'd pay higher tax rates converting to a Roth. I've explained why a couple times in threads over the last 4-6 weeks here.-murray
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