At your age, I would be 100% equities, except for an emengency fund. You are likely some years away from beginning to draw down the principal, and it should all be in the best growth area, equities.I'll second that opinion. My DW and I are both 28 and we are 100% in equities at the present time. In addition, we have an eFund that is presently sitting in an ING Orange Savings Account.Once we establish a very solid foundation within our equities (most likely looking at 2-3 x yearly salary as a basis), we will look to diversify and add in a small sampling of bonds.That is our approach and we have been pleased thus far.dt
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