Author: buc99 Date: 12/27/01 4:11 PM Number: 32935 RK, Are you sure this is the best way to do it for all people?What if a non-deductible traditional IRA is all one qualifies for? Wouldn't the 401-k max come first in that situation? What if the tax reduction now (401-k) is more valuable to a person than tax free earnings later (Roth)? Giving one size fits all answers can definately be a mistake.You're right!If the IRA is non-deductable, then the 401(k) could very well be a better deal. The IRA is always deductable (ie, funded from before tax dollars), and that's a big advantage over a nondeductable IRA.Good point!RK
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