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Author: jeff168 I am 19 years away from retirement with very little money and no assets. I can hardly wait to push my shopping cart when I am 66. Who cares> The rich always win.

My earlier reply was maybe too harsh. Why not try some reading or tapes on the subject of retirement. The fact that you are here means you haven't completely given up.

I like several tapes which I have found helpful. Try Brian Tracy "Getting Rich in America" or "The Psychology of Success" (Tapes -may be available somewhere in book form.) Or Zig Ziglar has similar material. There's a book called The Millionaire Next Door --- Tells how very ordinary people have become rich by saving and investing. There are new millionaires made every 5 minutes in America. 90% of the millionaires today weren't born rich. They made it themselves. A little study can change your life. I know it has mine.

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