No. of Recommendations: 0
Author: markc69 Date: 3/16/01 1:38 AM Number: 28459
As I understand, with a 401K account a desired feature is an index fund. I`m totally new to all this and I`m lost and need direction. My employer offers different options through The Principal Financial Group. I ask, beg you my Foolish Friends of Knowledge, which of these accounts would most closely resemble an index fund? My choices are Bond Emphasis Balanced, Stock Emphasis Balanced, US Stock, Medium Company Blend, or Small Company Blend. Or is one of these an index fund? I didn`t list the Guaranteed 5 year, or Money Market, because that would be foolish to get into them, right?, and I want to be Foolish.

My guess is that 'US Stock' is an Index Fund of some sort, maybe tracking the Willshire 5000 or the S&P 500, but you need to check with your 401(k) manager to be sure. In fact, I would analyze each choice that you have to see exactly what they are. Some may track existing mutual funds that you can track on your own by setting up a portfolio right here on TMF. Others may be privately managed and not have a symbol.

Also, you need to do lots of studying. Read the last 1500 or so posts on this board and go to the Retirement area of this website. Also, read the Retire Early board and visit intercst's website referenced on that board.

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