I have a problem I hope someone can help me with. In a nutshell, my 21 year-old son isn't the best driver in the world. He has a 2000 Mustang that requires collsion insurance. He has a wreckless driving conviction, was involved in an at-fault accident last June that involved a lot of damage, and also had a theft claim on one car (just the CD player and damage) These have added up to a lot of insurance points and one ticket (wreckless driving) He hit a parked 1989 Ford Festiva that had some damage to both vehicles (more to his) He wanted to take care of the damages himself and prevent his insurance from increasing yet again. Problem is, the estimate on the 1989 car was $1849!!!!!!! I think it's ridiculous to borrow this amount to repair a car that old and am considering letting his insurance company handle it. Has anyone been in a similiar situation? Thnaks!
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